Bill Evans, the chief economist of Westpac, is regarded as the top ranked economist in the industry. He and his team not only accurately predicted RBA was going to cut rather than lift interest rate before Europe PIIGS countries debt crisis looming (the only one being right, other 22 economists were ALL wrong), but also has accurately predicted RBA's interest rate move even since.

Here is his latest essay commenting about interest rate, economy, and future growth.